Monthly income
/month
Fixed monthly costs
/month
A purchase I'm thinking about
overyears
You can spend€62.68today.
Including €0.66/day for the €1200 purchase over 5 years
Budget apps tell you what you can’t spend. Never what you can. Amortisation changes the question: that €1,200 coat isn’t right or wrong — it’s €0.66 a day over five winters. The morning coffee is simply €3.30 a day, permanently. One number, updated every morning. That’s the whole product.
Fair questions
Isn’t this just a budget in disguise?
No. A budget tells you what you can’t have. This tells you what you can. One number. Updated daily. The number stops at zero — it never tells you to spend less.
Why a waitlist?
Hodia isn’t ready yet. Web first, then Android. One email when web launches. One when Android ships. Two total.
What about my data?
At launch, your data stays on your device. No account required, no sync, no ads. Delete everything at any time.